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News and Features
ATTENTION DEBIT CARD USERS: Kirkwood Bank has received notification that Albertson’s store credit and debit card networks across the nation, including Nevada, have been compromised. The bank also been notified of a data breach at Home Depot locations. If you have used your card at an Albertson’s store or a Home Depot and are concerned about the safety of your card information, please contact the bank at (702) 912-0700 or (702) 228-0941.
What is Cybercrime?
Cybercrime is a bigger risk now than ever before due to the sheer number of connected people and devices.
Exactly, what is cybercrime? In a nutshell, it is simply a crime that has some kind of computer or cyber aspect to it.
Cybercrime: The facts
- Cybercrime has now surpassed illegal drug trafficking as a criminal moneymaker
- Somebody’s identity is stolen every 3 seconds as a result of cybercrime
- Without a sophisticated security package, your unprotected PC can become infected within four minutes of connecting to the Internet.
Cybercrime covers a wide range of different attacks, that all deserve their own unique approach when it comes to improving our computer’s safety and protecting ourselves.
- An example would be where the victim unknowingly downloads a Trojan horse virus, which installs a keystroke logger on his or her machine. The keystroke logger allows the hacker to steal private data such as internet banking and email passwords.
- Another common form cybercrime is phishing. This is where the victim receives a supposedly legitimate email (quite often claiming to be a bank or credit card company) with a link that leads to a hostile website. Once the link is clicked, the PC can then be infected with a virus.
Ways to avoid Cybercrime
- Keep your computer current with the latest patches and updates.
- Use strong passwords to protect your computer and always keep passwords safe.
- Utilize Antivirus/Security software.
- Don’t open e-mails or attachments from unknown sources.
- Review your bank statements and credit reports on a regular basis.
What to do if you are a victim of Cybercrime
- If you are a victim of crimeware (virus or worm), disconnect from the internet immediately, scan your PC for viruses or worms, create a back-up and then reinstall your operating system.
- If you are a victim of online fraud, close your accounts immediately and set up alerts with the three national credit-reporting agencies (Equifax – 800-525-6285, Experian – 800-888-4213 and TransUnion 800-680-7289) and if necessary, local law enforcement.
- Monitor your accounts and credit reports on a regular basis for early-detection of identity theft.